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The Three That Matter This Year

Money & tax

Visa & status

Rule Change Radar Layoff Day One The 60-Day Clock A Visa Is Not An Entry Ticket The Thirty-Day Door The Continuous Residence Clock One Passport H-4 EAD & Spouse Restart The Two-Year Rule The Status Clock The Two-Year Green Card When the Status Was Theirs The Card and the Passport It Names The Box You Must Not Tick The Trip That Abandons Your Application The Rule That Frightens More People Than It Reaches The STEM OPT Extension Filing Window

Loans & debt

Rent Into Credit Auto Refi Alarm First Car, Fair Rate BNPL Blind Spot Cross-Border Default Map Layoff Debt Triage Deposit Alternative Decoder 401(k) Loan vs Personal Loan Cosigner Release Runbook India Education Loan Optimiser Gold Loan Decoder Student Loan Refinance Radar Fighting a Medical Collection Off Your Credit Report

Parents & family

The Tail End The Parent Visit Clock The Five-Year Wait The Ten-Year Contract The Returning Resident Line Claim Reality Check IR-5 Cohort Timeline When Someone Dies Far From Home Medicare and a Life Split Across Two Countries Does the Kiddie Tax Reach Your Child’s Account?

Home & property

Property Sale Sequencer Rent vs Buy Under Visa Uncertainty What a Landlord May and May Not Ask Two Hundred And Fifty Thousand, Fixed Visa-Holder Mortgage Matcher Buying in India From Abroad Fifteen Percent of the Price, Not the Gain The 45/180-Day Exchange Clock Reading Your Escrow Shortage Letter

Work & pay

The Clawback Ledger Sponsorship Red Flags One Hundred And Eighty Days Visa-Adjusted Emergency Fund The Vests That Follow You The Section 3 Deadline Nobody Puts on a Calendar The Sixty-Day COBRA Countdown Why the Severance Check Looks More Taxed The FSA Forfeiture Deadline

Study & education

Residency Rules Atlas Education Remittance TCS Shield Section 80E Optimiser 529 vs Leaving The Age-Out Clock The Refund Nobody Claims Kid Status Ladder

Arriving

Landing Month One Credit From Zero The Travel Log The SSN Sequencing Check The Record That Actually Controls Your Stay

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In-state tuition in Maryland, by visa

Whether a family on a work visa can ever pay the resident rate in Maryland — the governing rule, the H-4 and F-1 answers, the waiting clock, and any high-school-attendance path. The residency officer is always the final authority; this page gets you to the right one with the right citation.

H-4 child of a domiciled H-1B parent Case-by-case — the campus decides

No visa list. Criterion: legal ability to live permanently and without interruption in Maryland — visa-specific, adjudicated per petition. Community-college clause is softer (status may not preclude if legal capacity to domicile).

F-1 student: cannot establish residency hereWait: 12 months

Who decides

System: USM Policy VIII-2.70; each institution's residency office decides.

The high-school path

Maryland Dream Act, Educ. §15-106.8 — Expressly excludes 8 USC 1101(a)(15) nonimmigrants.

Covers visa-holder kids: no — it excludes nonimmigrants.

Where this comes from

USM VIII-2.70; Md. Educ. §15-106.8.

primary source verified 2026-08-19 · verified-secondary

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